
Learn how FHA loans provide opportunities for homebuyers with lower credit scores and small down payments.
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Features

Buy a home with as little as 3.5% down.

Perfect for buyers with fair to average credit scores.

Enjoy peace of mind with federally backed loans.


Sarah & Mike
Happy Homeowners


Darcel Ballentine
First-Time Buyer
FAQs
Essential Answers for Your VA Loan Journey.
What’s the minimum down payment?
3.5% of the home’s purchase price.
Who is eligible?
Any buyer who meets credit and income requirements.
Do FHA loans have limits?
Yes, limits vary by county and state.
Is mortgage insurance required?
Yes, FHA loans require both upfront and monthly mortgage insurance.
Can I use it for refinancing?
Yes, FHA loans are eligible for refinancing.
What’s the credit score requirement?
Most lenders require a minimum score of 580.
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